Paying for the move
Financing options for mobile home transport.
Every move gets a written quote first, and that quote is what your lender works from. Here are the common ways our customers pay for theirs. Trinity does not lend, but we work with you on whatever financing path you choose.
Common ways customers pay
Roughly half our customers pay outright. Half on contract signing as a deposit, half on completion after inspection passes.
If you own the destination land, a HELOC or home equity loan often gets you the lowest rate. Local credit unions in Florida tend to beat banks on rates.
Lenders like 21st Mortgage, Triad Financial Services, and Cascade Loans specialize in manufactured home financing. Some include delivery and setup when you finance the purchase of a home; ask the lender before you sign.
For smaller transport-only jobs, a 0% intro-APR credit card can work. We accept Visa, MC, Amex, Discover.
If your home was damaged in a storm and your insurance is paying for the move or retrofit, we work directly with the adjuster and bill the insurer.
For estate sales or moves out of a deceased relative's home, we coordinate with the executor and the title company. Payment from the estate proceeds at closing is common.
What you typically need to qualify
These are general guidelines. Specifics depend on the lender and your situation. We can refer you to a lender we have worked with before if you want.
- Many manufactured home lenders work with scores in the high 500s and up; higher scores get better rates and smaller down payments
- Proof of income or pension
- Title to the home (or pending purchase)
- Quote from us with line items (we provide)
- Proof of insurance for the destination lot or park
Important to know
- Trinity Services LLC is a contractor, not a lender. We do not earn commission from any lender we mention.
- We can email our written quote, license proof, and insurance proof directly to your lender.
- Most lenders fund the work in stages: deposit, transport, setup. We can structure invoices to match.
- If a lender denies you, call us. We have seen most situations and can usually point to an alternative.
Get a quote, then talk to your lender
Lenders need a written quote before they can process. Tell us your ZIP and home size, we send the quote same day, then take it to your lender or credit union.